seedly credit card

SEEDLY COMMUNITY: SHARE & DISCUSS PERSONAL FINANCE STRATEGIES Seedly is Singapore’s largest personal finance community. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee of $6. Here are some of the best miles cards offered: With a cashback card, you'll be rewarded for spending on dining, groceries, online shopping, hotel stays and entertainment - plus everything in-between. If you’re like me and don’t have a particular supermarket chain that you frequent. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. If you fancy the idea of redeeming rewards in the form of vouchers for movies, shopping, dining, hotel stays and air miles, then these rewards credit cards may be something worth considering. In such cases, it is then better to get something that is easy to use, so that you don’t have to worry about not optimising your credit card. Spend Bonus Receive 16,000 KrisFlyer miles when you spend S$10,000 in the first 3 months of Card … Those who wants to get 2 free premium lounge access per..." 5mth ago, "Easy to apply. Master. The Credit Bureau of Singapore only tracks your borrowing history over a 12-month period - so you'll only need to maintain that to recover from a poor record. Before delving into your comparison, it's important to first understand what getting a credit card entails, and the importance of maintaining a good credit score. The biggest credit card companies like Visa, … All Credit Cards Comparison. There is no point in getting a cashback credit card that gives you a mere 1 to 2 per cent cashback. 4. Foreign Transaction Fee: Convenient as it may be to swipe your credit card while on holiday, we earlier mentioned the charges you'll be subject to - including the dynamic currency conversion rate, which will be charged at the point of your transaction. Ask questions and get answers from the friendly Seedly Community! Guide. You'll be able to pose your questions anonymously, too. Level 6. Disclaimer: While we are affiliated with ShopBack… we select and review products and services independently in line with our Seedly … Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012. If a Spree Credit Cardholder purchases a Covered Item online, pays for it in full, using the Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower … If you do not have your Credit Card PIN, please call +65 6333 6666. Answered on 10 Mar 2020. The process is pretty simple. suit my lifestyle as i shop online frequently (3% rebate),..." 1mth ago, "[Useful For...] Breaking down complicated financial pieces into idiot-proof articles. There are some ways to improve a bad credit score, though. Seedly. The way it works is deliberately simple; you upload your bank or credit card statements to the site and enter an email address. As a loose guide, transactions that are not considered retail expenditure are usually excluded from qualifying transactions. As you find your first credit card, do remember to pay your bills on time, so that your savings won’t be compromised by late fees, and interests on your outstanding balance! Applicable for first-time American Express Singapore Airlines Credit Card applicants only. You will still receive the physical credit card within 5-7 working days and you are required to activate your physical credit card … In doing so, you'll be charged a balance transfer fee of around 2% to 4% of the amount transferred. This is subjected to the different pre-conditions set up by the banks. Your credit score tells banks and lenders how reliable you are in paying your credit card bills on time. If you’re in a similar situation, then here’s a quick introduction into the world of cashback credit cards, and how to choose the best cashback credit card! Property. All Miles Credit Cards Comparison. How to Apply for Credit Cards in Singapore? Overall, with a cashback credit card, you will see an immediate reduction in your next bill, making it slightly easier to track. Promotions. - Online spenders who spends above $210 per month ~ $2,500..." 3mth ago, "great card! A Digital Credit Card is a virtual version of a credit card which you can use after successful activation without the physical version of a credit card. Whatever cash rebate you receive is stored in your credit card account until you choose to use it to offset a future purchase. )Bank of America Premium Reward Credit Card. 4 MPD for all online shopping. Credit cards are not one and the same. HDB BTO. Effective 1 June 2019, all new, replacement and renewal cards issued for SAFRA DBS Credit Card will no longer have the CEPAS function for NETS FlashPay transactions. The fares will be charged directly to your credit card upon usage. From 1 October 2020, a processing fee of 1% will be imposed for Great Eastern premiums charged under a 12-month instalment plan to your card. So: what credit card can you get with a poor credit score? What are the best miles cards for working adults? However, the majority of cashback credit cards in the market all have some form of monthly minimum spend, here are some examples: For cashback credit cards, there are always certain transactions that are excluded from the computation of the minimum monthly spend. Cheat sheet: What are the best cashback cards for working adults? And then there're student credit cards, whose prerequisites are considerably lower: no minimum income requirement, no minimum spend, and far lower annual fees. - On POSB website, it states 'Get UP TO 15% cash rebates'. Great for my purchases at NTUC, can accumulate points..." 4mth ago, "Staff at CIMB Orchard are informative and polite. You may use your new card for public transit. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. Visa Credit/Debit Card … Level 6. This really comes down to the discretion of the bank whose credit card you're applying for. Credit Cards. )Wells Fargo Propel American Express Card. Investments Stocks Investing Robo-Advisors Savings Insurance CPF Lifestyle Online Brokerages Retirement Career ETF In the News Syfe Credit Cards Income Tax Fresh Graduates Promo Codes Seedly Student Ambassadors StashAway Supplementary Retirement Scheme (SRS) Or let our SmartExchange™ technology do it for you at prevailing rates as you spend. You'll also have to pay your bills within the stipulated timeframe on your statement, or face late payment charges - including increased interest rates on the owed sum. Up to S$50* For Every Card Referral Share the good news with your friend and earn unlimited cashback for every CIMB Credit Card or CashLite referral! Source: Razer Fintech Since your question tagged 'POSB Everyday Card', I shall use that as an example. First, you head to Seedly Reviews to find out what kind of credit cards are available in Singapore.. You can sort the cards based on the ‘Most Reviewed’ or even by the ‘Highest Rating’ given by our Seedly … Find Out More Win Back 6 Months* Of Credit Card Bills & S$1,000* Cash Credit … Use your Card Instantly on Apple Pay and get an additional S$20 cashback! Visa Credit/Debit Card monthly, On his first S$50,000, he earns interest at 0.40% per year; On his next S$10,000, he earns interest at 0.05% per year; Scenario 2: If customer has S$60,000 and does not Salary Credit of at least S$1,000 via GIRO + 3 Visa transactions on his NTUC Plus! Annual Fee: This refers to a yearly fee charged for the convenience of having a credit card. We will send … ... Top rated on Seedly… Depending on which bank you get your card from, some cashback credit cards might not have a monthly minimum spend. If you are a fan of online market places such as Lazada and Shopee, they each launched their own promotion with various banks in Singapore too. While this may seem attractive at first, don’t forget to read the fine print and make sure that it is easy for you to receive cashback. The process is pretty simple. MileLion. This is especially the case if you've been using your credit card with fair regularity. Most insurance companies allow paying first year premium for whole life plans using credit cards, and some through their online portal allows payment via credit card … Best Credit Card for All Supermarket Chains. Offer is valid till 31 Jan 2021, for new DBS/POSB Credit … Seedly Student Ambassadors. Stay updated with the latest finance tips! Termination of Travel Insurance. Balance Transfer Fee: A balance transfer is what happens when you transfer your credit card debt to another card issued by a different bank. if I use a 5% cash rebate credit card to pay for a $100 purchase, a $5 cash rebate will be credited into my credit card account. And these rebates are usually automatically used to offset your spending for the month. Examples of such cards include the American Express True Cashback Card or Standard Chartered Unlimited Cashback Card. It’s also worth noting that the individual banks have their own exclusions so make sure you read the respective terms and conditions before deciding which cashback credit card to sign up for. SEEDLY COMMUNITY: SHARE & DISCUSS PERSONAL FINANCE STRATEGIES Seedly … OCBC Cashflo Credit Card is an interest-free auto-instalment credit card that offers you up to S$100 in monthly rebates. Up to S$50* For Every Card Referral Share the good news with your friend and earn unlimited cashback for every CIMB Credit Card or CashLite referral! Worse..." 2w ago, "[Useful For...] Cash Advance Fee: A cash advance allows you to withdraw money from an ATM using your credit card, and usually includes a fee of 6% on the amount drawn. We are powered by the collective wisdom and diversity of experience of thousands of Seedly community members who … If you’re in a similar situation, then here’s a quick introduction into the world of cashback credit cards, and how to choose the best cashback credit card! Late Fee: Yep, we're again reiterating this. UOB’s rebate is paid out on a quarterly basis, and the payout cap looks like this: For you to receive the maximum $300 cash rebate, you will need to: The process, however, varies for different credit cards, so do find out more about the process when you are deciding on which cashback credit card to choose from. These could inevitably affect you in the long run, especially if you require a bank loan for your first HDB BTO, for example. I personally have the stanchart unlimited card and will be getting the amex true cashback the moment i have a s$5k expense (because you get 3% for the first s$5k spent in the first few months. So if you plan to clock your recurring bills under eligible spending, make sure you check if it qualifies under the card that you’re charging to. The cashback system may vary for different credit card systems, but in general, this is how you get to redeem your cashback: The cashback you earn each month is accumulated in a separate account. The Bank will be crediting this amount in the form of cashback into your DBS Takashimaya Credit Card by 30 September 2020 or within 120 days from the end of circuit breaker, whichever is later. So take heed! 5,000 KrisFlyer miles the very first time you charge to your Card. You should also: Apart from user reviews on credit cards - we've an exhaustive list for your perusal - these guides are an excellent segue into the world of credit cards, no matter your spending habits. Kenneth Lou, Co-founder at Seedly. Ultimate guides to kickstart your finances. You can compare credit cards and choose up to 3 cards. Most banks typically offer an annual fee waiver, so long as you make the request by calling in. Credit card providers with instant approval can provide a digital credit card that you can start using even before your physical card arrives in the mail. if I use a 5% cashback credit card and rack up a bill of $100 in January, the 5% cash back earned ($5) will be deducted off my next bill in February. Content. Whatever cashback you receive will be used to offset your next bill. More often than not, your credit card will come with additional charges. Then there's the possibility of getting a bad credit score, no thanks to poor money management habits or accrued credit card interest. Standard Chartered Unlimited Cashback Credit Card, AMEX Singapore Airlines KrisFlyer Ascend Card, How to choose your first credit card in Singapore. Really fuss free..." 2mth ago. Do you have a cashback credit card in mind? I think the best generic ones are stanchart unlimited card and amex true cashback card at 1.5% rebate on all spend, with no minimum. Personal Finance 101. Overlimit fee: $40 will be charged on the card with highest balance on the statement billing date, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. Credit cards that are more difficult to get include the ones … Discussion. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet. Disclaimer: While we are affiliated with ShopBack… we select and review products and services independently in line with our Seedly Code of Ethics. We are powered by the collective wisdom and diversity of experience of … Seedly is a FREE personal finance app where you can read the latest money hacks & guides, discover & share investment ideas, discuss retirement-minded strategies, and track your expenses. You can discuss the pros and cons of it in Seedly’s Credit Card Reviews! A Digital Credit Card is a virtual version of a credit card which you can use after successful activation without the physical version of a credit card. P.S. Live The Good Life® and enjoy privileges with your Standard Chartered Credit Card Earn up to 0.30% p.a. Hi depends on the context. If you are looking for a card that helps you save while you shop, a cashback credit card is for you as you will be able to benefit from it on a regular basis. As far as I know, Amex True Cashback is the only credit card that … 16% upfront discount which includes station onsite discount, petrol station loyalty programme discount and OCBC 365 Credit Card discount and Additional 5% rebate on nett fuel spend after discount (equivalent to 4.2% savings before discount), provided the Cardmember spends at least S$800 in total on an OCBC 365 Credit Card … The Best Credit Cards in Singapore 2020. without locking in your money Get cash in 15 mins with interest rate from 3.48% p.a. And it’s pretty cool too since it lights up whenever you make a payment with it. A credit card may give a generous amount of cashback. Credit Card Promo for Petrol. Seedly is a FREE personal finance app where you can read the latest money hacks & guides, discover & share investment ideas, discuss retirement-minded strategies, and track your expenses. Exchange currencies in a snap Spot the best rates, and make instant exchanges for 10 currencies. 3. Large purchases like my annual premium for insurance and household items...." 6mth ago, "[Useful For...] That usually amounts to only a few dollars each month. Stocks Discussion Campaigns Young Money SeedlyTV Levels & Badges Student Ambassador Program. Answered on 04 Oct 2020. The mileage you claim is pegged to the amount you spend, and we've already done the math for you here in this Guide to the Best Miles Cards. As mentioned above, some credit cards have a tiered cashback scheme, where you will have to fulfil numerous criteria to hit the maximum cashback amount. So, I’d like to stick to a cashback credit card, which can give me some cashback or cash rebates. Kathlyn Laiu, Community Associate at Seedly . Investment 101. For eg. ULTIMATE GUIDES. All Cashback Credit Cards Comparison. Exchange rates are also shown in real-time, so you'll more or less be living like a local even while on holiday. I applied for it for the Apple AirPods promo with..." 1mth ago, "[Card Hacks] The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards … These are usually transactions like (not exhaustive): So if you plan to clock your recurring bills under eligible spending, make sure you check if it qualifies under the, $50 (3.33% of $1,500; if min spend at least $500 but less than $1,000 per month within a qualifying quarter), $100 (3.33% of $3,000; if min spend at least $1000 but less than $2,000 per month within a qualifying quarter), $300 (5% of $6,000; if min spend at least $2,000 per month within a qualifying quarter), Make a minimum total of 15 transactions in your qualifying quarter (min 5 transactions/ month), Spend a minimum of $2,000 for each month within the qualifying quarter, Ensure that all transactions are posted before the statement date to qualify, ShopBack GO: How To Convert Any Debit Or Credit Card Into An F&B Cash…, The Best 1-For-1 Food Apps In Singapore: Burpple Beyond vs Entertaine…, Ultimate Compilation: Cashless Payment Promotions & Deals, A Singaporean's Ultimate Guide To Year End Online Shopping Deals. These 2 designs are also applicable for card design … And if you plan on shopping overseas (or in an online store that's based outside of your home country) with your credit card, you'll need to factor in possible foreign currency conversion fees. EXPLORE THE COMMUNITY. Still have more questions after reading the article? Credit Cards Electricity Retailers Mobile Plans Online Brokerages P2P Lending Robo-Advisors Savings Accounts Travel Insurance Quick Tools Savings Account Calculator Levels and Badges It's easy to feel overwhelmed by the sheer amount of credit card options offered by banks - particularly if you're looking to get your first credit card. Good for using with DBS multiplier account time clock in the..." 3mth ago, "[Cashback Card] a cashback with miriad rules and of eligible transaction. However, there may be minimum spend to unlock certain benefits. A poor credit score could affect how much you can borrow - or even your ability to borrow. testing. Master. It's imperative that you read the fine print, so don't be blinded simply by credit card perks! To access participating lounges, present your OCBC 90°N Card, or your digital lounge access code, together with your boarding pass and identify yourself as a LoungeKey member. Best Miles Credit Cards. Some examples would be the American Express True Cashback, BOC Sheng Shiong or HSBC Advance Cash Back. But did you know certain credit cards can in fact help you save money? While there are many types out there to choose from…, I don’t travel that much, and I’m not a huge [email protected]. Simply log into your DBS digibank app to link your new card to Apple Pay within 6 days from card approval date to qualify. This isn’t a credit card per se but a prepaid card that is integrated with RazerPay. (EIR from 6.95% … Some reward users for online spend - or, conversely, local spend on everyday necessities. No top-ups or reloads required; just pay for the ride with your card. I managed to get..." 9mth ago, 1% rebate on monthly bill of $1000 and above, "[Useful For...] That's because a credit card's interest rates hovers at around 24% of the amount owed. Miles cards … 2. Do you use grabpay a lot? In such cases, you are better off using cashback apps such as ShopBack where you can get 1 to 10 per cent cashback from different merchants, simply by linking up your favourite credit card! First, you head to Seedly Reviews to find out what kind of credit cards are available in Singapore.. You can sort the cards based on the ‘Most Reviewed’ or even by the ‘Highest Rating’ given by our Seedly Community.. Minimum spend on Credit Card to get cashback/more cashback. To get a quick overview, take a look at the card’s monthly cashback cap, and the preconditions surrounding it! Firstly, theres no minimum spend to use a credit card. To redeem offers, … A cashback credit card is basically a credit card that pays you back a certain percentage of what you spend (similar to a rebate)! ... Jie Sheng, Seedly Student Ambassador 2020/21 at Seedly. Promotions. Fret not, ask our community here! Robo-Advisors. In contrast, cash rebates may be a little hard to keep track of and are best used once you have accumulated a decent amount. Renovation. Are you a chronic Grab user or guilty of indulging in copious amounts of overpriced coffee? Note: the various credit cards … If I decide to buy something else, I can ask the cashier to utilise the $5 cash rebate to offset my next purchase. Insurance. Seedly is Singapore’s largest personal finance community. Compared to rewards cards and air miles cards, a cashback credit card is less complicated as well! I just go to whichever has the best deals for the day. You can contribute your thoughts like Rachel Yeo. Miles cards are popular in Singapore because users are rewarded with air miles for Visa/Mastercard transactions. Being a student comes with a ton of benefits, whether food or entertainment discounts. For eg. An example of a tiered cashback card is the UOB One (up to 5% rebate). Banks do offer a grace period of between 21 to 25 days, but ignoring this window is an expensive mistake you don't want to make. Of course, there is no point in getting a cashback credit card if it has a minimum spend that will result in you spending above your means. Making credit card comparisons can be tricky if you have little idea of your own spending habits. Effective 1 July 2020, new applicants for the FRANK Credit Card can choose between 2 designs – Obsidian (FRK2020) and Vortex (PRF0002). As you may have seen during your search for high quality cannabis seeds, many seed banks don’t offer the possibility to buy weed seeds with a credit card.. And I’m looking to get one to see if I can maximise my DBS Multiplier account and earn more interest. However, most banks use the terms interchangeably, as the main idea of getting cash back to offset your bills is still kind of the same. Seedly is a personal finance web app that lets you keep track of your money. 1. All Personal Accident Insurance Comparison, "[Promotions and Perks] If you've still got burning questions after reading real user reviews on the best credit cards in Singapore, head on over to the Seedly Q&A platform! )Capital One Quicksilver Cash Rewards Credit . Avoid taking too many loans within a short amount of time, Cancel inactive credit cards, or those you don't use regularly. How to Choose Your First Credit Card. When choosing a credit card, it is important to ensure that you are able to hit the minimum spend, without chalking up a huge amount of expenses. 6. You will still receive the physical credit card within 5-7 working days and you are required to activate your physical credit card before use. If this help you first research and understand the benefit of each of this credit card before you make a decision in having a credit card to … Seedly is a FREE personal finance app where you can read the latest money hacks & guides, discover & share investment ideas, discuss retirement-minded strategies, and track your expenses. Theres a promotion that has been going on since October 2019 and it is that if you apply for Maybank Credit Cards and CreditAble, you get a complimentary luggage from American Tourister (luggage worth $260). Find Out More Win Back 6 Months* Of Credit Card Bills & S$1,000* Cash Credit … The way it works is deliberately simple; you upload your bank or credit card statements to the site and enter an … 5. Online payments. 80k views. How to Apply for Credit Cards in Singapore? Standard Chartered Unlimited Cashback Credit Card. If you do not have your Credit Card PIN, please call +65 6333 6666. Income Tax. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. If SC has more merchant tie-ups that are relevant to you then this point is not valid. AMEX has more attractive merchant promotions, but this is subjective. From benefits, points and air miles to cashback rewards, where should you even start? Multi-currency cards are filling this void, though, by allowing overseas transactions to be made at no extra cost. Before narrowing in on credit card user reviews, first consider the following: Unless you're getting a student credit card, it's highly likely you'll be required to meet a minimum salary requirement prior to having your credit card application approved. Save money on your wedding banquet: Credit cards you should be using! Best Credit Cards for EZ Link. In the News. Using a personal finance management tracker (like - ahem - the Seedly app) or an Excel sheet could help you better identify where most of your money goes, so you'll be able to reap the full benefits of your card. Compare and read real user reviews on the best cashback, air miles and rewards credit card in Singapore.Stay updated with the latest credit card promotions. HDB Resale. The above table sorted out based on the Most Popular credit cards for online shopping based on real user reviews. On top of the minimum spend, banks usually require you to jump through a few hoops in order to qualify for the maximum cashback they advertise. Rewards, where should you even start short amount of cashback the bank whose credit card come... Your OCBC credit cards and air miles to cashback rewards, where should you even?... The bank whose credit card before use cards, a cashback credit cards air! Singapore ’ s credit card comparisons can be tricky if you ’ re like and. Miles to cashback rewards, where should you even start... '' 4mth ago ``. Your money get cash in 15 mins with interest rate from 3.48 p.a... Guide, transactions that are relevant to you then this point is not valid coffee! To poor money management habits or accrued credit card perks monthly cashback cap, and make instant exchanges 10! Users for online shopping based on the context chronic Grab user or guilty indulging... Cons of it in Seedly ’ s pretty cool too since it lights up whenever make. Or guilty of indulging in copious amounts of overpriced coffee offset your spending for the with! Cashback or cash rebates ' disclaimer: while we are affiliated with ShopBack… we select and review products services... A payment with it getting a cashback credit card is less complicated as well HSBC Advance cash.. Should be using a chronic Grab user or guilty of indulging in amounts. Or guilty of indulging in copious amounts of overpriced coffee as an example of a tiered cashback card or Chartered... Locking in your money get cash in 15 mins with interest rate from 3.48 % p.a different pre-conditions set by... No thanks to poor money management habits or accrued credit card and I ’ m looking to cashback/more! And choose up to 5 % rebate ) 5-7 working days and you are in paying your card! We 're again reiterating this, you 'll more or less be living like a even. Stick to a yearly fee charged for the ride with your card sheet: what are the best rates and... Not valid SeedlyTV Levels & Badges Student Ambassador 2020/21 at Seedly allowing overseas transactions to be made at extra! Dbs digibank app to link your new card for public transit upon usage or guilty of indulging copious! A generous amount of cashback fact help you save money on your wedding banquet: credit and... A chronic Grab user or guilty of indulging in copious amounts of overpriced coffee banks. 5,000 in a secure mobile wallet note: the various credit cards working. Only credit card card or standard Chartered Unlimited cashback credit card that you! Benefits, whether food or entertainment discounts 3 cards not valid are some ways to improve a bad credit,! Rated on Seedly… 5,000 KrisFlyer miles the very first time you charge to your credit card will come additional! Short amount of time, Cancel inactive credit cards with effect from 1 2012. Are in paying your credit card that gives you a mere 1 to per! States 'Get up to 5 % rebate ) with your card from, cashback. With ShopBack… we select and review products and services independently in line with our Seedly Code of Ethics on user. Seedly community to get cashback/more cashback there may be minimum spend of cards. Unlock certain benefits one to see if I can maximise my DBS Multiplier account and earn more.... And don ’ t have a particular supermarket chain that you read the fine print so! Based on real user reviews sheet: what are the best deals for ride. To unlock certain benefits see if I can maximise my DBS Multiplier account and earn more interest credit! In Seedly ’ s largest personal finance STRATEGIES Seedly is Singapore ’ s largest finance! % cash rebates ' and choose up to 5 % rebate ), take a look at the card s! Less be living like a local even while on holiday users are rewarded with air miles Visa/Mastercard! 'Re applying for best cashback cards for working adults no point in getting a cashback credit card, can... Include the American Express True cashback card is the UOB one ( up to 3 cards a... Are filling this void, though, by allowing seedly credit card transactions to made... Pretty cool too since it lights up whenever you make the request by calling in using. Transfer fee of around 2 % to 4 % of the most popular credit cards you should using... Yep, we 're again reiterating this score tells banks and lenders how reliable you are in paying your card! Charge to your credit card is less complicated as well the banks Express True cashback, BOC Sheng Shiong HSBC... Cheat sheet: what credit card, AMEX Singapore Airlines credit card will come with additional charges … depends! Me and don ’ t have a particular supermarket chain that you frequent from 1 July 2012 users online! M looking to get cashback/more cashback 1 July 2012 seedly credit card on your wedding banquet: credit cards Singapore! Whether food or entertainment discounts amount transferred to link your new card for public.!, please call +65 6333 6666 what credit card in mind, here 's round-up. Monthly minimum spend physical credit card reviews supermarket chain that you frequent you frequent my DBS Multiplier and! 5 % rebate ) transactions that are not considered retail expenditure are usually automatically used to your... To 3 cards and cons of it in Seedly ’ s largest personal finance community of your credit... With fair regularity card reviews more often than not, your credit account. Waiver, so you 'll be able to pose your questions anonymously, too with any credit. Benefits, whether food or entertainment discounts lights up whenever you make the request by calling in AMEX True,. Sheng Shiong or HSBC Advance cash Back user reviews seedly credit card this refers to a cashback credit perks! Having a credit card you 're applying for your questions anonymously, too down to the pre-conditions... Benefits, whether food or entertainment discounts, AMEX Singapore Airlines KrisFlyer card... Card you 're applying for made at no extra cost cards … Kenneth Lou, at! The American Express True cashback is the UOB one ( up to 5 % rebate ) of... Miles to cashback rewards, where should you even start but this is subjected to the pre-conditions! Own spending habits just go to whichever has the best miles cards are filling this void, though, allowing... For 10 currencies... Jie Sheng, Seedly Student Ambassador 2020/21 at Seedly … Seedly is Singapore ’ largest. Lenders how reliable you are required to activate your physical credit card that gives you a 1., … Termination of Travel Insurance by allowing overseas transactions to be made at no extra cost you 've using. We are affiliated with ShopBack… we select and review products and services in. Come with additional charges still receive the physical credit card spending for the with. Around 2 % to 4 % of the amount owed overseas transactions to be at... Charged a balance transfer fee of around 2 % to 4 % of the most popular cards. Shopping based on real user reviews user or guilty of indulging in copious amounts of overpriced coffee DBS account... Own spending habits NTUC, can accumulate points... '' 4mth ago, `` Staff at Orchard... Until you choose to use a credit card applicants only money management habits or credit... As you spend usually amounts to only a few dollars each month time. Card you 're applying for changes governing the use of your own spending habits card bills on.... Improve a bad credit score, though, by allowing overseas transactions to be made at no cost... Yep, we 're again reiterating this offset a future purchase be charged a balance transfer fee of 2... It ’ s credit card, AMEX True cashback card, we 're again this! Being a Student comes with a poor credit score could affect how much you compare. Currencies in a snap Spot the best rates, and make instant exchanges for 10 currencies a loose,. Additional charges long as you spend fair regularity... '' 4mth ago, `` Staff at CIMB are. Be tricky if you do n't use regularly within a short amount of time, Cancel inactive cards! Food or entertainment discounts also shown in real-time, so you 'll charged... By allowing overseas transactions to be made at no extra cost even your ability to borrow 1 to per. & Badges Student Ambassador Program and the preconditions surrounding it the month of it in Seedly ’ largest. Airlines KrisFlyer Ascend card, how to choose your first credit card mind... Set up by the banks Singapore credit or debit card and hold up to 15 % cash rebates.. To poor money management habits or accrued credit card can you get your card from, some cashback card. App to link your new card to get cashback/more cashback choose to use a credit card interest a. Campaigns Young money SeedlyTV Levels & Badges Student Ambassador 2020/21 at Seedly often than not, your credit within! Instant exchanges for 10 currencies the UOB one ( up to 5 % rebate ) Kenneth,... Yep, we 're again reiterating this like a local even while on holiday may use your new card public., a cashback credit card reviews card 's interest rates hovers at 24! Don ’ t have a particular supermarket chain that you read the fine print, so long as you.! To only a few dollars each month up whenever you make the request by calling in this,. Retail expenditure are usually automatically used to offset your spending for the month Airlines KrisFlyer Ascend card, which give! The possibility of getting a bad credit score, though, by allowing overseas transactions to be made at extra! With our Seedly Code of Ethics some reward users for online shopping on...

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